The Association does not insure your furniture, belongings or decoration against theft, fire vandalism or burst pipes. We would urge you to take out home contents insurance through the scheme arranged by Aon, through Aviva or by making your own arrangements.
The scheme with Aon incorporates the following.
Payment of the Premium
Payments can be made fortnightly or monthly by cash using your swipe card at any Post Office, monthly by direct debit or annually by cheque, potal order or Debit/Credit card.
What you are covered for
When you take out this insurance, your household goods and contents will be insured whilst in your home. The insurance also covers theft of your keys and the contents of the freezer. There is also cover for personal liability.
New for Old insurance
All your home contents are covered by the policy on a "new for old" basis, with the exception of linen and clothing which will be replaced at their current cost, less an amount for wear and tear. When you are working out the cost of your insurance, you will need to work out how much it will cost to replace the full contents. If you under value your contents this will mean that if you claim you will not get the full value of your claim.
Special low, minimum sums insured
The lowest amount that can be insured is:
£6,000 if you are over the age of 60.
£9,000 for all other people.
You can apply by collecting the information pack and application form from the Association office.
or by Telephoning direct on 01962 892 086.